Personal pensions are suitable if you are not in a company pension scheme. If you are self-employed, or if you’re not working but can afford to put aside money for retirement into a personal pension. You can make payments usually every month, or put in a lump sum to the pension provider who will invest it on your behalf.Personal pension funds are usually run by financial organisations such as building societies, banks, insurance and unit trusts companies. Find expert solutions to review your existing pension and offer advice on your personal pension. Find ways to release tax-free cash from your UK pension online.