CCJ Stands for county court jugment. If you owe money to a creditor they can take a county court action against you to claim the money. If you pay the amount outstanding, you can avoid a hearing or judgment. If not, there will be a simple court hearing in private which you can attend or just send in the information the court asks for. The court looks at the facts and decides whether you owe any money, and if so, how you should repay it.Find CCJs loans and credit specialists providing competitive deals for ccj customers. Control and manage your credit history online find out more information about CCJ problems, Bad credit history? Defaults?. Find ways to reduce your monthly payments.